Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 1,051,241 1,207,978 1,276,565 1,356,879
Gross Loans HFI Growth 25.36 20.45 30.50 21.32
1-4 Family Loans/ Loans 2.21 5.57 6.48 7.60
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 65.18 63.94 62.59 62.65
Real Estate Loans/ Loans 67.39 69.51 69.07 70.25
Construction & Development Loans/ Loans 7.66 9 9.48 9.12
Home Equity Loans/ Loans NA NA NA NA
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0
Other Consumer Loans/ Loans 6.57 NA NA NA
Consumer Loans/ Loans 6.57 6.55 6.31 6.33
Commercial Loans/ Loans 18.41 14.91 15.14 14.29
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.02) 0.02 (0.01) 0.01
Deposit Composition (%)
Total Deposits($000) 1,720,512 2,063,295 2,123,451 2,134,141
Deposit Growth 10.21 22.99 11.66 2.01
Transaction Acct Deps/Tot Deps 57.77 60.40 60.80 61.48
Savings Acct Deps/Tot Deposits NA 9.97 NA NA
Money Mkt Deps/Tot Deposits NA 23.97 NA NA
MMDA & Savings/Total Deposits 36.05 33.94 33.12 32.71
Retail Time Deps/Tot Deposits 2.03 1.54 1.40 1.35
Jumbo Time Deposits/ Deposits 4.16 4.12 4.68 4.45
Tot Time Deposits/Tot Deposits 6.19 5.66 6.08 5.80
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 93.81 94.34 93.92 94.20
Core Deposits/Total Deposits 95.84 95.88 95.32 95.55
Noninterest-bearing Deposits/ Deposits 21.17 21.25 21.87 24.68
Interest-bearing Deposits/ Deposits 78.83 78.75 78.13 75.32
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.